When you can expect your payment

Payment dates are based on your term start dates. You’ll be paid in 3 instalments. If your course starts in September, your payment schedule is likely to follow the dates in the table:

First payment September 2019
Second payment January 2020
Third payment April 2020

You can view your payment schedule in your online account once your application has been approved.

If your payment dates don’t show on your account, it could be because:

  • your application hasn’t been approved yet
  • we’re waiting for confirmation of your registration at uni or college

Make sure you get paid

To make sure you get paid on time, you’ll need to check you have:

  • applied for student finance online
  • included your National Insurance number and bank details in your application
  • given us any evidence we asked for

If you need to update your bank details, you should do this at least 4 working days before your payment date.

Getting your first payment

You’ll need to register at your university or college before your course starts. You may need to show your Student Finance Entitlement letter.
Once you have registered for your course, it can take up to 3 working days for your money to reach your bank account.

Remember interest is added to your loan from the day we make your first payment to you or your uni or college until your loan is paid in full. You can find out more information on our repayment page.

Payment Statuses

Your payment status will tell you if there are any actions you need to take. It can be viewed on your online account, in the ‘Your Finance’ section.

What your payment status means

Read the transcript for how to view your payment dates and status
A guide to checking your student finance details on your online account

We’ll make your payment once your uni or college has confirmed you’ve registered on your course.

You’ll be paid on the dates shown on your online account.

Your payment is on its way. It can take a few working days to reach your bank account.

We could be missing your bank details or we might be confirming your National Insurance number. It can take up to 10 working days for us to confirm your National Insurance number. You’ll be paid automatically once this is done.

We’ve had your payment returned to us. Check your bank details are correct on your online account.

Haven’t received your payment?

Don’t panic if you haven’t received your first payment, this could be for a number of reasons:

  • it can take up to 3 working days for your payment to clear
  • your payment status is blocked
  • you may have applied late

We may have asked for more evidence from you. Log into your online account and check the ‘Letters and emails’ section for any messages we have sent you to ask for extra evidence.

Did you apply late?

Don’t panic! If you apply less than 4 weeks before the start of your course, we’ll work out how much you could get without taking your household income into account. This means you’ll have some money near the start of your course, but it may not be the full amount you’re expecting.

Once we have all the information we need from your parent(s) or partner, we’ll update the amounts and make sure that you’re paid any difference as soon as possible. Your parent(s) or partner can send us their details through their own online account at www.gov.uk/studentfinance.

There's still time to apply for student finance!